Daintree loans are straight-forward principal & interest term loans. We keep it simple so you can spend your time focused on growing your business.
Typical Loan Terms
| Repayment Period | 3 months - 2 years |
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| Repayment Frequency | monthly |
| Interest rate (annual) | Varies, but typically 10-15% |
| Loan Size | $10K-$75K (max 20% of annual revenue) |
Frequently Asked Questions
| What types of loans do you offer? | Most of our loans are principal & interest loans, though we also offer revenue-based loans in some situations. |
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| How is the interest rate determined? | The interest rate is based on balance sheet strength. The better your cash-to-debt ratio, the lower the rate. |
| Do you require a personal guarantee? | We believe founders should be able to separate their personal finances from their business finances. As a result we do not require a personal guarantee. |
| Is there a pre-payment penalty? | No, there is no pre-payment penalty. We believe founders should be able to repay early without penalty. | Do you have restrictions on how the loan money is used? | We fund specific growth projects that will drive near-term revenue. We do not provide funding for general operating purposes, to fund payroll or to bridge to another funding round. | How do you select companies for funding? | We focus on understanding the economic fundamentals of each company to determine the likelihood they have sufficient cashflow to repay a loan in the near-term. We put particular emphasis on understanding the unit economics (contribution margin) of the product or service you sell as we believe that is a strong predictor of long-term viability. | Does you company offer additional funding as companies grow? | We often provide multiple loans to the same company if they have a strong track record of repayment. |