Daintree loans are straight-forward principal & interest term loans. We keep it simple so you can spend your time focused on growing your business.
Typical Loan Terms
| Repayment Period | 1 year |
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| Repayment Frequency | monthly |
| Financing Fee | Daintree charges a one-time financing fee of 10% of the loan amount. This financing fee is repaid in equal installments across the 12-month loan term. There is no additional interest charged, nor any other fees. |
| Loan Size | $10K-$75K (max 20% of annual revenue) |
Frequently Asked Questions
| What types of loans do you offer? | Most of our loans are principal & interest loans, though we also offer revenue-based loans in some situations. |
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| Why is there a financing fee instead of interest rate? | Given the short-term nature of our loans, charging a one-time financing fee is a more transparent and founder-friendly approach. |
| Do you require a personal guarantee? | We believe founders should be able to separate their personal finances from their business finances. As a result we do not require a personal guarantee. |
| What financial information is required during the application process? | We require four pieces pieces of financial information in order to determine whether a loan is feasible. These include an income statement and balance sheet for the past 12 months that have been finalized by an accountant, last three months bank statements and a unit economic analysis that helps us understand profitability (contribution margin) of the product/service you sell. (We provide a template for the unit economic analysis.) | Do you have restrictions on how the loan money is used? | We fund specific growth projects that will drive near-term revenue. We do not provide funding for general operating purposes, to fund payroll or to bridge to another funding round. | How do you select companies for funding? | We focus on understanding the economic fundamentals of each company to determine the likelihood they have sufficient cashflow to repay a loan in the near-term. We put particular emphasis on understanding the unit economics (contribution margin) of the product or service you sell as we believe that is a strong predictor of long-term financial viability. | Does you company offer additional funding as companies grow? | We often provide multiple loans to the same company if they have a strong track record of repayment. |